Independence is non-negotiable.
We’re not owned by a carrier, and we represent you across 30+ markets. The recommendation you get is the one we’d make sitting on your side of the table, because we are.
About Vetted Risk · Independent by design
Independent insurance.
Personal attention.
We’re a licensed Massachusetts insurance brokerage helping households and businesses find coverage that fits. We review the details, compare suitable carriers across our panel, and stay with you through placement and policy service.
01The model
Coverage deserves a closer look.
Your policy should reflect what you own, what you do, and the risks you face. We read the wording, explain the options, and help you decide what to change. The same team remains available for renewals and claims.
02Clients
Who we work with.
Massachusetts households looking for home, auto, and umbrella coverage, alongside privately-held operators and venture-backed companies, from pre-revenue startups through $100M in revenue. Manufacturers, professional services firms, technology companies, logistics and 3PLs, healthcare and life sciences, and regulated industries with complex exposure profiles. Headquartered in the Northeast; clients across the United States.
03Principles
What we believe.
Claims, not sales, prove the program.
Every coverage decision should be tested against the question: "How does this perform at claim?" That is the only test that matters when something actually goes wrong.
Speed matters when paper moves.
Renewals are timelined backward from the effective date, not forward from when we remember. Most quotes turn around in one business day. If a renewal date slips past us, we eat the cost of the rush.
Plain English over insurance jargon.
Every program we review gets written up in language a CFO and a claims adjuster will both recognize. If we can’t explain it simply, the coverage isn’t doing its job.
Send us your declarations. We’ll shop the program and tell you what we find.
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