Independence is non-negotiable.
We’re not owned by a carrier, and we represent you across 30+ markets. The recommendation you get is the one we’d make sitting on your side of the table, because we are.
About Vetted Risk · Independent by design
An independent risk layer for companies that can’t afford surprises.
Vetted Risk was founded to give mid-market operators a broker who actually reads the coverage. We are an independent insurance brokerage licensed in Massachusetts. We read the actual policy forms, document where the program leaves you exposed, then shop it across 30+ carriers and place and service the coverage. The analysis is the differentiator.
01The model
How we’re different.
Most commercial buyers meet their broker twice a year and spend the rest of the time hoping the program holds up. That’s a bad way to manage a line item that can swing seven figures in a bad quarter. We work differently. We read the policy forms, shop the program across 30+ carriers, and place the coverage directly. Then we stay on the account through renewals and claims, reviewing every quote before you sign.
02Clients
Who we work with.
Privately-held operators and venture-backed companies, from pre-revenue startups through $100M in revenue. Manufacturers, professional services firms, technology companies, logistics and 3PLs, healthcare and life sciences, and regulated industries with complex exposure profiles. Headquartered in the Northeast; clients across the United States.
03Principles
What we believe.
Claims, not sales, prove the program.
Every coverage decision should be tested against the question: "How does this perform at claim?" That is the only test that matters when something actually goes wrong.
Speed matters when paper moves.
Renewals are timelined backward from the effective date, not forward from when we remember. Most quotes turn around in one business day. If a renewal date slips past us, we eat the cost of the rush.
Plain English over insurance jargon.
Every program we review gets written up in language a CFO and a claims adjuster will both recognize. If we can’t explain it simply, the coverage isn’t doing its job.
Send us your declarations. We’ll shop the program and tell you what we find.
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