Services
What we cover.
Vetted Risk is an independent insurance brokerage for mid-market companies, working across six coverage lines. We read the coverage, shop it across 30+ carriers, then place and service the program.
Each line below has its own playbook. The deliverables vary, but the discipline is the same: read what you have, find what’s missing, and place a program a CFO and a claims adjuster will both recognize.
01Coverage lines
Six lines. One independent brokerage.
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No. 01
Property & Casualty
Limits, exclusions, business interruption wording, and excess towers reviewed against the actual operating profile.
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No. 02
Workers' Compensation
Class-code accuracy, experience-mod factor review, and program design for employers with predictable claim patterns.
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No. 03
Commercial Auto & Fleet
Symbol coverage, hired and non-owned exposure, MVR programs, telematics, and umbrella attachment matched to fleet size.
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No. 04
Management Liability
D&O ABC structure, Side-A limits, EPLI, crime, and fiduciary coverage for operators and venture-backed companies.
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No. 05
Professional Liability
Retroactive dates, claim definitions, consent-to-settle, and tech vs miscellaneous E&O for service firms.
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No. 06
Cyber Liability
Sublimits, war exclusion language, ransomware coinsurance, and incident-response panel reviewed before renewal.
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02Method
We read the forms, then place the coverage.
Vetted Risk is a licensed Massachusetts insurance broker. We review the program, draft the specifications, and represent your position in the market. When you decide to bind, we place the coverage across 30+ carriers and service it through the policy year.
The advice comes first. Whether the answer is remarket, restructure, or leave the program alone, it comes out of reading the actual forms, not a sales target.
03Next step
Talk to us before the renewal cycle starts.
We respond within one business day and place coverage across 30+ carriers.