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Guides

Guides.

Plain-English working papers for owners, CFOs, and risk managers. Each guide is written by senior consultants at Vetted Risk and reviewed against current carrier behavior. We update them when the market moves, not on a calendar.

These are reference documents, not sales material. Use them to interrogate your current program, brief a board, or prepare for a renewal conversation. If you want a second set of eyes on your specific tower, our consulting services page outlines how engagements work.

Renewal

The commercial insurance renewal checklist

A 90-day checklist for mid-market operators. What to gather, what to question, and what to negotiate before the effective date.

Last updated 2026-04-17

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Cyber

How to review a cyber liability tower

Read a cyber tower like an underwriter. Sublimits, war exclusions, ransomware coinsurance, IR panels, and the gotchas operators miss.

Last updated 2026-04-17

Read the guide

More on the way.

We publish guides as client engagements surface patterns worth documenting. Topics in queue include captive feasibility for mid-market services firms, claims advocacy after a denial, and certificate compliance traps in commercial lease language. If you have a specific question that’s not yet covered, the fastest path is a direct conversation through our contact form.